The more you put down, the lower your mortgage payment will be. In our Utah market, there are government backed programs and grants that allow you to buy a home with $0 down. Contact us for details on these options and to see if you qualify.
You can obtain financing with as low as a 500 credit score—though additional down payment and income guidelines may apply. Typically, anything above a 640+ score, you’ll be able to obtain favorable loan financing with a competitive interest rate.
You need to be careful when making offers on homes without knowing exactly how you’re going to fund the purchase. If you neglect to get pre-approval from a lender, when it comes time to complete your purchase you might realize you actually can’t afford the home you’ve offered or contracted to buy. In the pre-approval process, we review your credit, income, and employment history to determine if you have the ability to repay the loan needed to fund your purchase. Chances are that you qualify easily for the home you’re interested—others may need to take certain steps to put themselves in a position to be able to qualify for the mortgage loan needed to purchase the home.
Yes, of course! Please check with the local Wright Homes sales consultant, to see exactly what those incentives are for the specific community you’re interested in.
Offer, if any, is valid for new buyers who purchase a home in a participating community and deposit between 1/1/24 and 1/30/24, sign an agreement of sale, and close on the home prior to 1/30/2024. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not all communities, not all home sites, and not all options and upgrades are included in this New Year Sales Event so see the Sales team in your desired community for specific details. Wright Homes reserves the right to change or withdraw any offer at any time. Not valid with any other offer. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law.
†Not to be combined with any other offer. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Valid for new buyers only that sign a Sales Agreement on select quick move-in homes and close by 1/30/2024. Wright Homes reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Primary residences only. For qualified buyers only, other programs available. Financing and offer only provided by our preferred lender SecurityNational Mortgage Company: NMLS #3116 Equal Housing Lender. Based on a 30YR fixed rate conventional (FHA & VA also available) at 5% down, and 720 credit score (lower score options available but rates may vary), 6.509% APR. Subject to credit approval. Additional costs apply for credit scores under 720, which may increase rate/APR. Incentives subject to maximum interested party contribution limits based on loan program and down payment. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Please contact your sales representative for complete details. 1/2024
SecurityNational Mortgage Company complies with Section 8 of RESPA and does not offer anything of value, including marketing services or defrayed business costs in exchange for referrals or for the expectation of referrals.
SecurityNational Mortgage Company is not affiliated with, sponsored, or endorsed by Wright Homes. Any and all organization names, logos, trademarks etc. are those of Wright Homes.